Tag Archives: credit

Building Credit with an Auto Loan or Car Payment

**Today’s guest post is contributed by MoneyAisle**. Whether you’re rebuilding your credit after a bankruptcy or just getting started as a borrower, making car payments on an auto loan is an excellent way to establish or build your credit score. Before you take out that big home mortgage loan, business loan or finance that designer furniture set, you need to prove to lenders that you’re creditworthy. Car loans help you do just that for the following reasons. Auto Loans are Installment Loans When lenders and credit reporting bureaus look at your credit history, they want to see a good mix of installment loans and revolving credit. Revolving loans include credit cards and home equity loans.
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There Are Some Potty-Mouthed Credit Karma Users Out There

Every day, the Reviews section of Credit Karma is looking more and more like the lovechild of Yelp and the financial industry. It has all the makings of a true consumer forum to vent, rant, praise, and recommend financial products and companies. No surprise, the Credit Karma community speaks their mind (with a few expletives here and there). We set out to create a comprehensive database (we’re talking 1000+ and growing) of credit cards, mortgages, auto loans, auto insurance, banking, home equity, and credit unions so that when you shop around for your next financial product or company, you know what’s out there AND you know what consumers like you think about it. Here’s a few snapshots of what Credit Karma user wrote about their favorite and not-so-favorite products and companies.
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5 Financial Goals & New Year’s Resolutions You Can Actually Keep

**Today’s guest post is contributed by Money Crashers **. New Year’s resolutions are notorious for being declared at the beginning of the year and dropped or forgotten by February. Along with losing weight, one of the most common New Year’s resolutions is to turn around your finances and grow wealth. I’m not a big fan of the term “resolution” to begin with. I prefer to think of them as New Year’s “goals,” because they are what we work towards throughout the year. Therefore, even if I haven’t made big strides toward a goal early in the year, I can still catch up and accomplish it by December
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Friday Roundup: Credit Karma & Housing Market News

TGIF! And we know you must be jumping out of your office chair for joy. But since you ARE sitting in your office right now, that means getting through the last day of the work week can be painfully unproductive. So, before you sail into the weekend, make today count with tips on How to Improve Your Friday Habits, from SavvySugar . Here’s an excerpt: “ Stop the Friday Slackin’: An astounding 75 percent of SavvySugar readers admit to slacking on Fridays. If you want to change that stat, get to the office early, which is when most SavvySugar readers say they peak productivity wise
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Wednesday Roundup: Credit Cards & Debt

The new way to dispute a credit card fee or ask your issuer a question is via Twitter, the 140-character (or fewer) social message forum phenomenon. MSN Money reports on how most major banks, such as Wells Fargo and Bank of America, have launched customer support accounts on Twitter to field inquiries and complaints. And consumers are responding. “ If you’re unhappy and make that known on Twitter, it can hurt the company.
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Scammed By A Foreign Merchant

Dear Mr Credit Card, I am spending hours trying... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
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How To Meet An End Of Year Spending Target

One of the big things in the credit card business... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
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Black Friday Scoop on Credit Karma & Housing Market News

Getting ready for a 4am wake-up call, extra-strong coffee, and the overwhelming madness that is Black Friday? Here’s the Black Friday Guide you shouldn’t miss. TechCrunch’s The Black Friday Survival Guide is an entertaining, as well as practical read. Here’s some highlights: Know Thy Enemy : The Double-Wide – This type of Black Friday shopper is becoming more and more common, almost as if there’s an epidemic sweeping the nation causing more of these types. These shoppers are nearly impossible to avoid, so use their sheer size for your own gain
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Repaying Christmas Bills

Repaying Christmas Bills The Dollar Stretcher Blog by Gary Foreman gary @stretcher.com Starting off the new year with leftover Christmas bills? Wonder how you’ll pay them in this tight economy? Well, you’re not alone. Most years the average consumer hasn’t finished paying his holiday credit card bills until May. But, it doesn’t have to be that way
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3 Big Trends In Consumer Credit Right Now

Every month, Credit Karma releases a Credit Climate report that is a snapshot of how healthy Americans are with their credit and debt. It’s an interesting look at what is really in consumers’ credit reports. Are we drowning in debt , are consumers still credit-crunching, and is your credit score on par with the national average? Our data gives us a glimpse. We sliced and diced the data into our most interesting, bite-sized chunks of what the credit climate was like in October. Here are the 3 trends in consumer credit right now that’s peaking our interest
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