Tag Archives: credit-card
There Are Some Potty-Mouthed Credit Karma Users Out There
Every day, the Reviews section of Credit Karma is looking more and more like the lovechild of Yelp and the financial industry. It has all the makings of a true consumer forum to vent, rant, praise, and recommend financial products and companies. No surprise, the Credit Karma community speaks their mind (with a few expletives here and there). We set out to create a comprehensive database (we’re talking 1000+ and growing) of credit cards, mortgages, auto loans, auto insurance, banking, home equity, and credit unions so that when you shop around for your next financial product or company, you know what’s out there AND you know what consumers like you think about it. Here’s a few snapshots of what Credit Karma user wrote about their favorite and not-so-favorite products and companies.
Posted in Credit Tips Also tagged a-few-snapshots, a-one-stop-shop, a-true-consumer, auto-insurance, credit, credit-karma, creditors, mind Leave a comment
Our Top 20 Posts of 2010
If you missed them last year, here’s our favorite picks of Credit Karma blog posts to better understand and improve your credit health and finances. If you’ve been missing out on Credit Karma Blog all year, it’s your chance to get the best of the best! These must-reads are the type of posts that shared a fresh new perspective, daring new information, or were the kind of fun and interesting tidbits that we were excited to share with you. If you like what you read and want to keep up with the personal finance and credit information we dish every week, subscribe to our RSS Feed and look out for updates and tidbits via our Twitter and Facebook. From credit bureaus to Twitter, from mortgages to credit cards, this is the countdown of our top CK posts published in 2010. We look forward to a great year filled with credit knowledge and empowerment for all you credit-savvy consumers.
Posted in Credit Tips Also tagged banking, credit cards, credit score, facebook, financial, google, home, personal finance, roundup, yahoo Leave a comment
Wednesday Roundup: Credit Cards & Debt
The new way to dispute a credit card fee or ask your issuer a question is via Twitter, the 140-character (or fewer) social message forum phenomenon. MSN Money reports on how most major banks, such as Wells Fargo and Bank of America, have launched customer support accounts on Twitter to field inquiries and complaints. And consumers are responding. “ If you’re unhappy and make that known on Twitter, it can hurt the company.
Posted in Credit Tips Also tagged a-credit-card, a-few-questions, a-high-credit, america, credit, creditors, debt reduction, financial, holiday, money, runaway-debt Leave a comment
Not In Their Debt: The Problem With Cash Back Cards
**Today’s guest post is contributed by LearnVest **. Cash-back reward programs on credit cards aren’t too good to be true—in truth, they’re inspiring more debt among their users than rewards of cash. Debt Now, Cash Soon. A study run by three economists and mentioned in the Wall Street Journal found that among 12,000 credit card accounts, those users offered cash-back rewards not only spent more, but assumed more debt as well. From the Journal : The extra debt could mean two things: People spent more overall or they shifted spending to their cash-back rewards card from some other card in their purse or wallet
Posted in Credit Tips Also tagged cash back, credit score, debt, financial, journal, people, personal finance, purse, study Leave a comment
Financial New Years Resolutions
Mr. Credit Card chimed in earlier with some great... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
Posted in Credit Cards Also tagged a-content-summary, and-more, content, content-summary, earlier-with, full-links, news, other-content, some-great-, website, website-for Leave a comment
Monday Roundup: Personal Finance & Credit News
“After more than two years of tight lending, banks have begun originating more mortgages and wooing choice customers with enticing credit card offers–ushering out the worst days of the credit crunch and marking the slow return of easier credit,” reports SmartMoney in the post, Year in Review: The Return of Easy Credit . Is accessing credit really smooth-sailing from here on out? The credit industry’s change of heart is likely thanks to a slow return to recovery as the economy shaped up in 2010. Banks began lending more, sending out more credit card applications and tiptoeing back into mortgage lending. However, those who felt this loosening of credit the most were prime borrowers with credit scores in the 720 and above range. While lending is getting easier, the average credit score of borrowers who successfully landed a loan or credit card is higher than before
Posted in Credit Tips Also tagged 2011, a-simple-lesson, banking, credit cards, credit crunch, credit score, information, personal finance, post, review, tightening credit, yahoo Leave a comment
Debt Consolidation and Bankruptcy
The decision to choose between debt consolidation and bankruptcy arises if you have reached at a point where you simply can not keep up the payments regularly then you might have to consider either debt consolidation or bankruptcy as a debt solution. Without having enough knowledge about each, it seems both are easy and effective to get rid of debt problems. Although both debt consolidation and bankruptcy has their own advantageous and disadvantageous, debt consolidation seems to be a better route when compared to bankruptcy because as most of the people think bankruptcy is the end of debt problems which is not the case. Debt consolidation means consolidating all unsecured debt from different creditors into one large debt amount. To consolidate you must have to sign a contract with debt consolidation service provider, who will arrange consolidation loan with which you can pay off all the debt with creditors in one go and pay monthly to debt consolidation service provider. With debt consolidation, the consolidator will manage to get you lower interest rate and monthly payments
Posted in Debt Management Also tagged a-contract-with, bankruptcy, creditors, debt, debt consolidation, information, people, permanent-link, site Leave a comment
The Wrong Currency – currency exchanges
The Wrong Currency The Dollar Stretcher Blog by Gary Foreman gary @stretcher.com I don’t get to travel much. Or, more correctly, I’m not that fond of travel. In either case only a couple of times in my life have I been outside of the U.S. So I’m not an expert at currency exchanges. But I do know that having the correct currency is essential if you’re going to complete a transaction successfully.
Posted in Debt Management Also tagged debts 101, editor, filling-the-gas, financial, foreman, life, looking-at-your, site, using-the-right, wife, wrong, wrong-currency Leave a comment
Scammed By A Foreign Merchant
Dear Mr Credit Card, I am spending hours trying... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
Posted in Credit Cards Also tagged a-content-summary, and-more, content, content-summary, credit, full-links, news, other-content, spending-hours, website, website-for Leave a comment
Credit Card Rewards Declining in 2011? Protect Your Points!