Tag Archives: credit cards
5 Financial Goals & New Year’s Resolutions You Can Actually Keep
**Today’s guest post is contributed by Money Crashers **. New Year’s resolutions are notorious for being declared at the beginning of the year and dropped or forgotten by February. Along with losing weight, one of the most common New Year’s resolutions is to turn around your finances and grow wealth. I’m not a big fan of the term “resolution” to begin with. I prefer to think of them as New Year’s “goals,” because they are what we work towards throughout the year. Therefore, even if I haven’t made big strides toward a goal early in the year, I can still catch up and accomplish it by December
Posted in Credit Tips Also tagged a-big-purchase, credit, creditors, debt, facebook, finances, money crashers, new years resolution, year Leave a comment
Our Top 20 Posts of 2010
If you missed them last year, here’s our favorite picks of Credit Karma blog posts to better understand and improve your credit health and finances. If you’ve been missing out on Credit Karma Blog all year, it’s your chance to get the best of the best! These must-reads are the type of posts that shared a fresh new perspective, daring new information, or were the kind of fun and interesting tidbits that we were excited to share with you. If you like what you read and want to keep up with the personal finance and credit information we dish every week, subscribe to our RSS Feed and look out for updates and tidbits via our Twitter and Facebook. From credit bureaus to Twitter, from mortgages to credit cards, this is the countdown of our top CK posts published in 2010. We look forward to a great year filled with credit knowledge and empowerment for all you credit-savvy consumers.
Posted in Credit Tips Also tagged banking, credit score, credit-card, facebook, financial, google, home, personal finance, roundup, yahoo Leave a comment
Monday Roundup: Personal Finance & Credit News
“After more than two years of tight lending, banks have begun originating more mortgages and wooing choice customers with enticing credit card offers–ushering out the worst days of the credit crunch and marking the slow return of easier credit,” reports SmartMoney in the post, Year in Review: The Return of Easy Credit . Is accessing credit really smooth-sailing from here on out? The credit industry’s change of heart is likely thanks to a slow return to recovery as the economy shaped up in 2010. Banks began lending more, sending out more credit card applications and tiptoeing back into mortgage lending. However, those who felt this loosening of credit the most were prime borrowers with credit scores in the 720 and above range. While lending is getting easier, the average credit score of borrowers who successfully landed a loan or credit card is higher than before
Posted in Credit Tips Also tagged 2011, a-simple-lesson, banking, credit crunch, credit score, credit-card, information, personal finance, post, review, tightening credit, yahoo Leave a comment
Cash, Points, or Miles: Which Rewards Credit Card is King?
**Today’s guest post is contributed by Dough Roller **. Whenever you’re presented with credit card offers, whether through the mail or online, there is always a selling point from the issuer. Some cards reward points for every purchase that can later be redeemed for merchandise while others can hook consumers via travel rewards and free flights around the world. However, there’s always been, and will always be only one type of credit card that outperforms all others, and that’s the cash back credit card. Mechanics Behind Rewards Cards The mathematics on why cash back credit cards are a better value for consumers is easy to understand. You see, credit card issuers offer rewards on credit cards by creating their own conversion rate
Posted in Credit Tips Also tagged a-cash-back, a-selling-point, cards, cashback, conversion, doughroller, facebook, issuer, personal finance, points, post-on-google, rewards, rewards credit card, travel-rewards Leave a comment
The Big Squeeze – Newest Bank Fees To Watch Out For
Issuers and bankers are shelving their typical credit traps and pitfalls, such as rising interest rates, higher balance transfer fees, and tightened credit lending standards, and sending a fresh new wave of charges that consumers must watch out for. The Wall Street Journal warns of the newest fees and tactics that bankers and issuers are using in light of both the CARD Act as well as the Wall Street Reform Bill . These are fresh ways banks and issuers are squeezing more money out of consumers to pad their bottom-line. Here’s three ways bankers and issuers could reportedly get more money out of consumers, if they aren’t careful: Increasing minimum payments. The CARD Act capped late fees to $25 or the amount of the card’s minimum payment, whichever is lower
Posted in Credit Tips Also tagged bank fees, credit card charges, credit-card, customers, google, knowledge, overspending, roll-out-over, street, street-journal, upon-something Leave a comment
Why This I A Bad Time To Churn Credit Cards
Churning credit cards is the slang for opening up... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
Posted in Credit Cards Also tagged a-content-summary, and-more, content, content-summary, full-links, other-content, slang, the-slang Leave a comment
Best Advice From Our Favorite Personal Finance Bloggers!
Think back to when your grandparents, parents, mentor, or perhaps your best friend gave you the best piece of advice you still live by today. In our financial lives, we need guiding principles too to get us through rough patches and help us stay on track. We asked our favorite personal finance bloggers to share with us the personal finance advice they live by. These bloggers have been through it all—hundreds of thousands of dollars of debt, the best and worst credit scores, financial mistakes and triumphs—and lived to tell and blog about it to hundreds of thousands of readers. We are proud to share with you what these luminaries of the blogosphere dared to share with Credit Karma, basically, THE best advice EVER: Start NOW KNOW where all your money is going! Doesn’t matter if you write it down on a napkin, or you use a super budget – just track it.
Posted in Credit Tips Also tagged best, bootcamp, budget, credit, google, money, personal finance, search, thoughts Leave a comment
Good Credit? 3 Strategies to Move Up To Excellent Credit
**Welcome to Do Today Thursdays here at Credit Karma Bootcamp: Your 31-Day Credit Health Plan. Every week, we’ll cover the 3 most useful moves to do now for your specific credit score range.** The Average Joe or Jane with good credit is on their way up with a Credit Karma score in the high 600s to low 700s. At this range, lenders perceive you as more creditworthy and financial options begin to open up. You’ll be offered a wider range of rates, terms, APRs, benefits, and less fees, so it’s vital to comparison shop for the best deals. However, while you are offered more premium rates and better options than fair or poor credit consumers, don’t be content with what lenders are willing to extend to you. Shoot for excellent credit to gain the rates and terms most favorable to you
Posted in Credit Tips Also tagged a-good-position, bootcamp, build credit, credit, credit-card, credit-health, hard inquiry, inquiries, interest-rates, post-on-google Leave a comment
Best Tip To Avoid Being Scammed, Only Use A Credit Card