Tag Archives: google
21 Days Does A Financial Habit Make: It’s Break Time
**Today’s guest post is contributed by LearnVest **. We tend to be really hard on ourselves, especially around the new year: We yell at ourselves to stop spending, stop cursing, stop eating junk food. And, you know, these things are hard…to a point. Nearly all resolutions work the same way , if we manage to keep them. At first, we struggle to wake ourselves up for a morning run and count each mile as we huff and puff past it. Then, over time, we adjust to waking up an hour earlier as that run becomes part of our daily routine
Posted in Credit Tips Also tagged a-lot-more, a-morning-run, all-resolutions, arms, around-the-new, daily, financial goals, google-buzz, learnvest, personal finance, post-on-google, resolution-into, upon-something Leave a comment
Building Credit with an Auto Loan or Car Payment
**Today’s guest post is contributed by MoneyAisle**. Whether you’re rebuilding your credit after a bankruptcy or just getting started as a borrower, making car payments on an auto loan is an excellent way to establish or build your credit score. Before you take out that big home mortgage loan, business loan or finance that designer furniture set, you need to prove to lenders that you’re creditworthy. Car loans help you do just that for the following reasons. Auto Loans are Installment Loans When lenders and credit reporting bureaus look at your credit history, they want to see a good mix of installment loans and revolving credit. Revolving loans include credit cards and home equity loans.
Posted in Credit Tips Also tagged a-low-monthly, car loan, credit, credit-unions, google-buzz, student-loans Leave a comment
Our Top 20 Posts of 2010
If you missed them last year, here’s our favorite picks of Credit Karma blog posts to better understand and improve your credit health and finances. If you’ve been missing out on Credit Karma Blog all year, it’s your chance to get the best of the best! These must-reads are the type of posts that shared a fresh new perspective, daring new information, or were the kind of fun and interesting tidbits that we were excited to share with you. If you like what you read and want to keep up with the personal finance and credit information we dish every week, subscribe to our RSS Feed and look out for updates and tidbits via our Twitter and Facebook. From credit bureaus to Twitter, from mortgages to credit cards, this is the countdown of our top CK posts published in 2010. We look forward to a great year filled with credit knowledge and empowerment for all you credit-savvy consumers.
Posted in Credit Tips Also tagged banking, credit cards, credit score, credit-card, facebook, financial, home, personal finance, roundup, yahoo Leave a comment
Are You Overspending To Save Money?
**Today’s guest post is contributed by LearnVest **. With every news channel reporting that shoppers spent $45 billion this past Black Friday alone, it is more than clear that the power of a well-publicized deal gets Americans to spend some serious cash! This is seemingly great news for the economy, but what has actually changed for shoppers over this past year? The employment rate isn’t up, nor is the housing market—so why is spending this holiday season on the rise? Do Americans actually have more money to spend, or are they just overspending and racking up debt? Early Bird Bargains. Case in point: We ventured to the local GAP store at 6am on Black Friday with our friend Susan.
Posted in Credit Tips Also tagged black, creditors, debt, facebook, holiday spending, housing, learnvest, news, overspending, past, power, purchases, really-relevant, shopping Leave a comment
Hard Work Won’t Do It: 5 Questions To Ask When Making A Financial Investment
**Today’s guest post is contributed by LearnVest **. Terminal illness sparks a flurry of thought and emotion—but it isn’t usually related to personal finance. That’s why the case of Gordon Murray is so striking. Upon stopping treatment for his brain tumor nearly half a year ago, he channeled his thoughts and energies toward writing a book on personal finance with his friend (and financial adviser) Daniel Goldie. They called it “ The Investment Answer ,” and drew on Mr. Murray’s 25 years of experience on Wall Street to provide readers with his best insight.
Posted in Credit Tips Also tagged banker-shares, best, book, creditors, google-buzz, gordon-murray, guest-post, personal finance, picture, street, thoughts Leave a comment
Black Friday Scoop on Credit Karma & Housing Market News
Getting ready for a 4am wake-up call, extra-strong coffee, and the overwhelming madness that is Black Friday? Here’s the Black Friday Guide you shouldn’t miss. TechCrunch’s The Black Friday Survival Guide is an entertaining, as well as practical read. Here’s some highlights: Know Thy Enemy : The Double-Wide – This type of Black Friday shopper is becoming more and more common, almost as if there’s an epidemic sweeping the nation causing more of these types. These shoppers are nearly impossible to avoid, so use their sheer size for your own gain
Posted in Credit Tips Also tagged black, black-friday, credit, credit score, finances, holiday shopping, home repair, homeowner, news, roundup, service, shopping, spending Leave a comment
The Big Squeeze – Newest Bank Fees To Watch Out For
Issuers and bankers are shelving their typical credit traps and pitfalls, such as rising interest rates, higher balance transfer fees, and tightened credit lending standards, and sending a fresh new wave of charges that consumers must watch out for. The Wall Street Journal warns of the newest fees and tactics that bankers and issuers are using in light of both the CARD Act as well as the Wall Street Reform Bill . These are fresh ways banks and issuers are squeezing more money out of consumers to pad their bottom-line. Here’s three ways bankers and issuers could reportedly get more money out of consumers, if they aren’t careful: Increasing minimum payments. The CARD Act capped late fees to $25 or the amount of the card’s minimum payment, whichever is lower
Posted in Credit Tips Also tagged bank fees, credit card charges, credit cards, credit-card, customers, knowledge, overspending, roll-out-over, street, street-journal, upon-something Leave a comment
Monday Jumpstart to Personal Finance & Credit News
It’s going to be a bipolar holiday sales season, reports Bloomberg Businessweek . Industry analysts, looked to to predict the shopping habits and spending stats at this time of year, predict a mix of spending trends this holiday season. Luxury retailers will experience a boom of sales at the register, while mass-market retailers will barely make bottom line profits like they used to in past years. The spending forecast highlights a growing gap between American consumers, with luxury consumers–high-income Americans who held on to their jobs and reduced debt over the recession–charging forward with full-price luxury goods to the registers, and frugal-minded Americans–middle-class Americans who are anxious about job security and tightening their household budgets–looking for bargains and steals at the mall. According to Businessweek, respondents with household incomes of less than $50,000 said they’d spend an average of $490.33 this season, down 1.2 percent from last year. Those with household incomes of $50,000 or more said they’d spend 2.9 percent more than in 2009, an average of $942.12.
Posted in Credit Tips Also tagged bad-credit-, business, creditors, holiday, holiday shopping, identity, shopping, time Leave a comment
House Cleaning And Staging: 5 Tricks To Sell A House Fast