Tag Archives: google-buzz
21 Days Does A Financial Habit Make: It’s Break Time
**Today’s guest post is contributed by LearnVest **. We tend to be really hard on ourselves, especially around the new year: We yell at ourselves to stop spending, stop cursing, stop eating junk food. And, you know, these things are hard…to a point. Nearly all resolutions work the same way , if we manage to keep them. At first, we struggle to wake ourselves up for a morning run and count each mile as we huff and puff past it. Then, over time, we adjust to waking up an hour earlier as that run becomes part of our daily routine
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Building Credit with an Auto Loan or Car Payment
**Today’s guest post is contributed by MoneyAisle**. Whether you’re rebuilding your credit after a bankruptcy or just getting started as a borrower, making car payments on an auto loan is an excellent way to establish or build your credit score. Before you take out that big home mortgage loan, business loan or finance that designer furniture set, you need to prove to lenders that you’re creditworthy. Car loans help you do just that for the following reasons. Auto Loans are Installment Loans When lenders and credit reporting bureaus look at your credit history, they want to see a good mix of installment loans and revolving credit. Revolving loans include credit cards and home equity loans.
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How Do You Spend Money? Your Spending Personality Type
**Today’s guest post is contributed by LearnVest **. It’s a natural impulse to compare ourselves to others (Is her computer faster? Does her salad have more croutons? Does she, uh, make more money than we do?) Over and over, readers will ask not just, “How am I doing?” but, “How am I doing compared to everyone else?” They want to know if they have more or less money saved up than other people their age, how their spending habits compare, and whether they are bigger spenders or savers than other people. So, we answer
Posted in Credit Tips Also tagged debt, facebook, figure-out-what, guest-post, income, information, more-or-less, overspending, post-on-google, spending Leave a comment
Hard Work Won’t Do It: 5 Questions To Ask When Making A Financial Investment
**Today’s guest post is contributed by LearnVest **. Terminal illness sparks a flurry of thought and emotion—but it isn’t usually related to personal finance. That’s why the case of Gordon Murray is so striking. Upon stopping treatment for his brain tumor nearly half a year ago, he channeled his thoughts and energies toward writing a book on personal finance with his friend (and financial adviser) Daniel Goldie. They called it “ The Investment Answer ,” and drew on Mr. Murray’s 25 years of experience on Wall Street to provide readers with his best insight.
Posted in Credit Tips Also tagged banker-shares, best, book, creditors, google, gordon-murray, guest-post, personal finance, picture, street, thoughts Leave a comment
Is It Possible for Non-Savers to See the Light?
**This guest post was written by credit and money management authority, Erica Sandberg, from Go Banking Rates , a website that brings you informative personal finance content and helpful tools, as well as the best interest rates on financial services nationwide. Follow them on Twitter at @GoBankingRates .**. Scientists have yet to discover a definitive “must save money” gene, but I suspect they will eventually. The desire to squirrel away funds is clearly instinctive and automatic for some of us, but what about those born without the saving craving–is there hope? Absolutely! If you’re a financial hedonist, here’s how to start hitting the “deposit” button on the ATM more frequently than the one reading “withdrawal.” Start with the Heavy Stuff. Empty your wallet of coins each day and after a month or so, you’re bound to amass at least $20.
Posted in Credit Tips Also tagged a-money-market, a-natural-saver, dna, investing, light, monitor-growth-, personal finance, retirement, saving, saving & investing, saving money, savings account Leave a comment
A New Generation of Credit Scores: Credit Undergoes A Makeover
It’s no secret that consumer credit behavior has changed—with higher risks of default, vast unemployment, and increased rate of homeowners walking away from their mortgage—and credit scores are changing with these rocky times. An emerging new generation of credit score models is the VantageScore 2.0 and FICO 8 Mortgage Score, revisions of the current VantageScore and FICO formulas that are modified and fine-tuned to better detect credit risk and improvement patterns. The purpose to better identify future default, score consumers more accurately, and help lenders choose and price the right customers. Let’s take a look at the changing face of credit.
Posted in Credit Tips Also tagged companies, credit, credit score, credit-report, facebook, fico, mortgage, mortgage-score, utility, vantagescore Leave a comment
Excellent Credit Score? 3 Biggest Mistakes To Avoid
**Welcome to Do Today Thursdays here at Credit Karma Bootcamp: Your 31-Day Credit Health Plan. Every week, we’ll cover the 3 most useful moves to do now for your specific credit score range.** The average Joe and Jane with excellent credit has a sky-high Credit Karma credit score of 720 or higher. Lenders and issuers treat these consumers as the cream of the crop—premium rates, access to best financing options and offers, approval on almost all credit cards, and extra leverage when negotiating terms. Joe and Jane are the best kind of customers, so lenders and issuers will go extra lengths to get and keep their business. An excellent credit score reflects a very healthy credit report, which may be checked by potential employers, landlords, utility providers, cell phone providers, and more. 32% of Credit Karma consumers fall in the excellent credit range of 720 and above, and less than one percent have a credit score above 800
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Credit Karma Celebrates – We Just Hit Over 2 Million Users!
Thanks to great media coverage and much support from Credit Karma users passing on the good word about us to family, neighbors, Facebook friends, and Tweeps, Credit Karma happily added our 2 millionth user yesterday. Today, we stand at 2,012,172 members and growing! We want to take a moment to say thank you to all of you who continue to support our pro-consumer service and have helped us grow into more avenues where we can be a free resource for your credit needs. Two years ago, we were a small start-up offering free credit scores and personalized savings recommendations (the first one to do so!). Today, our newest features, Reviews and the Credit Advice Center , broaden our horizons to include consumer-generated content. We are proud to have comprehensive tools for financial education that include the value of consumers’ own input and experiences. Credit Karma really couldn’t have had such success without all of you
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Beyond The Basics: 4 Tricky Rules of Credit to Master
**Welcome to What To Know Wednesdays here at Credit Karma Bootcamp: Your 31-Day Credit Health Plan.** The tenants of using and building good credit is second-nature to many consumers—pay on-time and don’t max out your credit card. But the more mysterious practices of credit card underwriting and credit reporting leaves some gray areas
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House Cleaning And Staging: 5 Tricks To Sell A House Fast