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21 Days Does A Financial Habit Make: It’s Break Time
**Today’s guest post is contributed by LearnVest **. We tend to be really hard on ourselves, especially around the new year: We yell at ourselves to stop spending, stop cursing, stop eating junk food. And, you know, these things are hard…to a point. Nearly all resolutions work the same way , if we manage to keep them. At first, we struggle to wake ourselves up for a morning run and count each mile as we huff and puff past it. Then, over time, we adjust to waking up an hour earlier as that run becomes part of our daily routine
Posted in Credit Tips Also tagged a-lot-more, a-morning-run, all-resolutions, arms, around-the-new, daily, financial goals, google, google-buzz, learnvest, personal finance, resolution-into, upon-something Leave a comment
How Do You Spend Money? Your Spending Personality Type
**Today’s guest post is contributed by LearnVest **. It’s a natural impulse to compare ourselves to others (Is her computer faster? Does her salad have more croutons? Does she, uh, make more money than we do?) Over and over, readers will ask not just, “How am I doing?” but, “How am I doing compared to everyone else?” They want to know if they have more or less money saved up than other people their age, how their spending habits compare, and whether they are bigger spenders or savers than other people. So, we answer
Posted in Credit Tips Also tagged debt, facebook, figure-out-what, google-buzz, guest-post, income, information, more-or-less, overspending, spending Leave a comment
Balancing Act: It’s Time For Some Portfolio Management
**Today’s guest post is contributed by LearnVest **. As 2011 approaches and your year-end task list lengthens, we bring you a special PSA: Don’t forget to rebalance your investment and retirement portfolios . Rebalancing a portfolio is kind of like getting a haircut for your investments—you start off with the style you want, but it gets pretty messy unless you groom it every so often. The LearnVest deadline for visiting the financial barbershop is December 29th, but we know how much it sucks to pore over investments when you’d rather be enjoying Christmas and New Year festivities, so we recommend that you do this now. We’ll show you how
Posted in Credit Tips Also tagged a-lie-ahead-, christmas, guest-post, investing, investment, investment account, learnvest, saving & investing, tolerance-quiz Leave a comment
Congrats Comcast Users, Your Credit Score Is Awesome. Boo, Yahoo.
Just kidding Yahoo users, we do love you. But we’ve said it before , and we’ll say it again: your email provider could reveal more about you and your finances than you thought possible. Earlier this year, we received volumes of comments and feedback on our last What Does Your Email Provider Say About You . Today, we introduce the updated October edition. To set the record straight right away, our new infographic is not saying that your awesome credit made you favor Gmail over MSN
Posted in Credit Tips Also tagged comcast, credit data, credit score, infographic, msn, numbers Leave a comment
Cash, Points, or Miles: Which Rewards Credit Card is King?
**Today’s guest post is contributed by Dough Roller **. Whenever you’re presented with credit card offers, whether through the mail or online, there is always a selling point from the issuer. Some cards reward points for every purchase that can later be redeemed for merchandise while others can hook consumers via travel rewards and free flights around the world. However, there’s always been, and will always be only one type of credit card that outperforms all others, and that’s the cash back credit card. Mechanics Behind Rewards Cards The mathematics on why cash back credit cards are a better value for consumers is easy to understand. You see, credit card issuers offer rewards on credit cards by creating their own conversion rate
Posted in Credit Tips Also tagged a-cash-back, a-selling-point, cards, cashback, conversion, credit cards, doughroller, facebook, issuer, personal finance, points, rewards, rewards credit card, travel-rewards Leave a comment
How Do You Know When A Sale Isn’t A Sale?
**Today’s guest post is contributed by LearnVest **. “Sale” is a hard word to resist. It implies that you’re lucky, you’re smart, and you’re one-upping everyone else in desperate need of, say, an iPhone 4. But anyone who has plunged into a sale and emerged with an armful of items never to be used (we remember one particularly poignant frying pan from IKEA) knows that the magic s-word can entice you to spend money you wouldn’t have otherwise—and there’s nothing lucky about that. Stores Can Be Tricky. So when isn’t a sale a sale
Posted in Credit Tips Also tagged a-hard-word, budgeting, creditors, deadline, deadline-comes, desperate-need, learnvest, manufacturers, nothing-lucky, rebates-or-skip, retailers, sale, shopping Leave a comment
3 Big Trends In Consumer Credit Right Now
Every month, Credit Karma releases a Credit Climate report that is a snapshot of how healthy Americans are with their credit and debt. It’s an interesting look at what is really in consumers’ credit reports. Are we drowning in debt , are consumers still credit-crunching, and is your credit score on par with the national average? Our data gives us a glimpse. We sliced and diced the data into our most interesting, bite-sized chunks of what the credit climate was like in October. Here are the 3 trends in consumer credit right now that’s peaking our interest
Posted in Credit Tips Also tagged credit, credit score, credit-report, creditors, data, debt, difference, facebook, holidays, life, news & trends, year Leave a comment
Break Out The Plastic: Gift Cards Are A Welcome Holiday Gift
**Today’s guest post is contributed by LearnVest **. Gift giving can be hard. No one wants to be the person filling up our friends’ closets with scented candles and holiday-themed lotions destined to be re-gifted a year later. We feel that gifts should be useful and appreciated—and so came into being the gift card.
Posted in Credit Tips Also tagged a-year-later-, credit-card, creditors, facebook, gift, gift card, google, make-the-most, remain-unused, spending, survey, upon-something Leave a comment
5 Things To Beware Of When Traveling Abroad With Your Credit Card
**Today’s guest post is contributed by CreditShout , a blog that helps people to manage their finances and save money with credit cards.**. Credit cards can be a lifesaver when you’re traveling. Particularly on long trips, or trips far from home, knowing that you’ve got credit to back you up can provide a lot of reassurance. Credit cards also have the bonus of convenience. Not everyone likes to carry cash on a trip, and when you’re traveling abroad, currency exchange can turn into a major inconvenience. In short, credit cards and travel abroad seem made to go together
Posted in Credit Tips Also tagged cards, country, credit card regulations, europe, personal finance, spending, trip Leave a comment
House Cleaning And Staging: 5 Tricks To Sell A House Fast